Owner will finance so no points or bank fees for qualified buyers. The St Francis has it all - 1.4 miles to Tahoe City's shops and restaurants makes for an easy bike ride to town on the nearby bike trail; Boat launch, soccer and baseball fields next door; 4 BED/3 BATH TAHOE RETREAT offers a beach, pier, pool, spa, tennis/volleyball, kayaks/paddleboards. On the entry level is the master (en suite), 2 bedrooms, shared bath, laundry, & ski closet.Upstairs you'll find the Lakeview balcony and the kitchen, living, dining under vaulted ceilings. there's also a 2nd master with a forest view balcony. Many upgrades include new appliances, carpet and laminate flooring, furniture, newly painted, & window treatments.